The Latte Factor: Why You Don’t Have to Be Rich to Live Rich | 2020 #8

The Latte Factor by David Bach is a book recommended in passing by a coworker (shoutout to Monica) because it was an easy read that helped jumpstart her 2020 goal to be more aware of her finances.

While there wasn’t anything I personally found to be new knowledge-wise (as someone who was a business major in college and have read a few other books about personal finance), this book portrays personal finance in a way that is approachable and story-based. The story is set up so that you’re learning alongside the main character, Zoey.

Zoey is stuck in a cycle of living paycheck to paycheck and feeling like she’ll never meet her goals. She’s a girl my age living in NYC, considering many different career switches, lifestyle choices, and future decisions with the help of her local barista. Sounds a bit cheesy, and it can be at times, but her situation is relatable enough that anyone could benefit, regardless of your age or financial status.

If you’re a beginner to personal finance, or even want a refresher, this is a great, quick read!

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